House of Multiple Occupancy (HMO)

Swift 2nd Charge Top Up!


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Swift funds of £40,000 were arranged for a Borrower within the week with a 2nd Charge Bridging Loan.

The funds were used to extend a kitchen into a redundant space in the garden under permitted development rights (PDR) so that the property could be more useable as an HMO/Breakfast Room.

The property already had a 1st legal charge with a lender so rather than disturb this we arranged a 2nd charge Bridging Loan so that the works could get completed.

When the property is finished the 1st legal charge provider will re-inspect the completed project and arrange a further advance for the borrower to repay and exit the Bridging Loan.



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